What is a GiroCode?
A GiroCode is a QR code following the European Payments Council’s EPC standard (EPC069-12). Banking apps in Germany, Austria and other SEPA countries read the beneficiary, IBAN, amount and reference from it and pre-fill the transfer automatically.
Which countries does it work in?
Anywhere in the SEPA euro area whose banking apps read EPC QR codes — including Germany, Austria, the Netherlands, Belgium, Finland, Luxembourg and the Baltics. Countries with their own standard (such as the Swiss QR-bill) are not compatible.
Do I need a specific banking app?
Any app that scans GiroCodes directly or accepts an image from your gallery (Revolut, for example) works. The GiroCode is an open standard and not tied to a single bank.
Is my data safe?
Yes. GiroSnap is deliberately data-minimal: no tracking, passwordless sign-in, and your invoices stay private. Only what’s needed to build the QR code is processed.